Please read these terms and conditions ('Terms') carefully. By using or accessing the Interio by Godrej website at www.interio.com (the 'Site') and any related mobile or other applications, you are agreeing to the terms and conditions set out below.

To register with and shop with www.interio.com you must be eighteen (18) years of age or over and you are able to understand and agree to the terms, conditions, obligations, representations, and warranties set forth in these Terms. If you are a minor i.e. under the age of 18 years, you may use www.interio.com only with the involvement of a parent or guardian.

1. You acknowledge and agree that the form and nature of the Site, may require affecting certain changes in it, therefore, we reserve the right to suspend the Site, or cancel, or discontinue any or all products or services at any time without notice, make modifications and alterations in any or all of its contents, products and services contained on the Site without any prior notice.
2. You acknowledge and agree that if we disable access to your account, User may be prevented from accessing the Site, your account details or any files or other content, which is contained in your account.
3. The content on this Site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the content or any other material on this Site is at your own risk.
4. We reserve the right to charge subscription and/or membership fees from you, by giving reasonable prior notice, in respect of any product, service or any other aspect of the Site anytime in future.
5. We may from time to time introduce referral and/or incentive-based programs for its users (Program). These Program(s) maybe governed by their respective terms and conditions. By participating in the Program, you are bound by the Program terms and conditions as well as these terms. We reserve the right to modify, cancel and discontinue its Program without notice to you.

As a convenience to you, we may provide, on this Site, links to web sites operated by other entities. If you use these sites, you will leave the Site. We make no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon.

We respect your privacy. Any personally identifiable information you may provide to Godrej via this Site is protected by the Privacy Policy associated with this Site. We do not want you to, and you should not, send any confidential or proprietary information to Godrej via the Site. Telephone calls made to and from our Customer Service team are recorded for quality and monitoring purposes. We do not sell, rent or transfer this information to third parties for their marketing purposes unless you agree otherwise.

At the time of your registration you will receive a password. Please keep this secret, as you are entirely responsible to maintain the confidentiality of your password. You are responsible for all orders placed with us or information given to us under your e-mail address or mobile in combination with your password. You must immediately notify us of any unauthorized use of your e-mail address and/or password, or any breach of security known to you.

We will not be deemed to be in breach of contract or of these Terms as a result of any delay in our performance or failure to perform our obligations if that delay or failure to perform is due to any cause or circumstance beyond our reasonable control including, but not limited to, fire, flood and other acts of God, strikes, riot, accident, disruption to energy supplies, civil commotion, acts of terrorism or war, breakdown of equipment, road traffic problems.

In any event whatsoever, our maximum liability arising out of any order for the supply of products to you under this contract will be limited to the retail price of the products contained in that order.

Neither we nor any of our subsidiaries will be liable to any entity for any indirect, special, consequential or other damages that are related to the use of, or the inability to use, the content, materials, and functions of the site or any linked website.

You shall indemnify and hold us harmless from any claim or demand, or actions including reasonable attorney's fees, made by any third party or penalty imposed due to or arising out of your breach of these Terms or any document incorporated by reference, or your violation of any law, rules, regulations or the rights of a third party.

We reserve the right, to change, modify, add or remove any portion of these Terms. Changes in these Terms will be effective when notice of such change is posted. Your continued use of the Site after any changes to these Terms are posted, will be considered acceptance of those changes.

Subject to the terms and conditions set forth in these Terms, we authorize you to view and download the information at this Site ('Materials') only for your personal, non-commercial use and you must retain on all Materials, all copyright and other proprietary notices. You shall not modify the Materials in any way or reproduce it. All images shown here have been digitized by us. No other party is authorized to reproduce or republish these digital versions in any format whatsoever without our prior written permission. All copyright, trademarks and all other intellectual property rights in all material or content supplied as part of this Site shall remain at all times vested in us.

These Terms, are governed by and construed in accordance with the laws of India. You agree, as we do, to submit to the exclusive jurisdiction of the courts at Mumbai.

Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises.

2.1 The prices stated on the Site will be inclusive of any GST payable.

2.2 Each order you make may include a charge for delivery. If your delivery is subject to a delivery charge, it will be shown to you as a separate charge on the delivery confirmation page before you confirm your order. Any delivery charge added to your order will be dependent upon, amongst other things, the value of your order, the date and time of your delivery and any additional options you may pick.

3.1 Payment may be made by debit card, credit card, internet banking and some wallets. You cannot pay for your order by cash or cheque.

3.2 The debit, credit and charge cards accepted by us are those listed on the Site on the date on which your order is placed.

3.3 EMI or No-cost EMI option selected by you may involve some processing and interest charges. This will be a formal contract between you and the relevant service provider and is entered into at your sole discretion and we are a mere facilitator and not party to such contract.

4.1 Delivery days and times will be as specified on the cart page on the Site and will be made to the address specified by you when you place an order on the Site. We reserve the right to restrict deliveries in certain areas, and this includes the right to eliminate certain areas from our delivery schedule altogether.

4.2 Products are subject to availability and prevailing market conditions. We may limit the quantities of products ( particularly products on special offer) supplied to any one customer if in our opinion the quantity ordered jeopardizes availability for other customers.

4.3 We will always try to supply you with the full quantity and accurate product that you have ordered. In any event, subject to clause 7.1 below, our liability will be limited to the price of the products not delivered or incorrectly delivered and the cost of delivery.

4.4 We take special care to endeavor that deliveries are made on time and accordingly, it is your responsibility to ensure that an appropriate person is available at the delivery address during the delivery day. We may ask that an appropriate person signs for the products on delivery.

4.5 Please note adverse weather conditions or other events outside of our reasonable control may result in the occasional late delivery. If that is the case, we will endeavor to contact you as soon as we are able to reschedule your delivery time and date. In any event, our liability to you will be limited to a return of the price of products not delivered and the cost of delivery.

4.6 Should you fail to be present for your delivery ( or in cases where the wrong address is provided) we are entitled to charge you in full for an amount equal to the price of product and the cost of delivery.

4.7 The confirmation e-mail you receive from us confirming your order, will set out the last time that you may amend your order prior to delivery.

4.8 You can change the address you have registered on the Site through the 'Address Change' feature. This will not change the address for any orders where you have received our confirmation email.

Our endeavour is to ensure that all products listed on the Site are available in stock for dispatch to you. However, in case this in not available for any reason, we will contact you and give you the option to exchange, delay or cancel the order based on your convenience.

You can raise a replacement request of an Item within 07 (Seven) days of product being installed at your place. Replacement requests are not accepted after 07 (seven) days from the date of installation.

Damaged or Missing - For any concerns regarding damage incomplete products", or missing components, such claims are to be highlighted during the time of delivery or assembly (whichever is applicable).

Defective - If the item delivered to you is defective. Full product replacement will be offered post validation by our service team. Please note that natural characteristics of the material used, like appearance or texture (especially for solid wood products) are not defects. Difference - If the item delivered to you is different (in dimension, shape, product) from the item ordered from our website.

Once replacement window is closed – we will not be able to accept replacement requests.
Change of Mind will not be accepted for return request.
Product Color May Slightly Vary Due to Photographic Lighting Sources or Your Monitor Settings. For such issues replacement requests will not be accepted.
Relocation - Once the product has been delivered & installed at your given address in perfect condition, Interio by Godrej shall not be responsible for any damage resulting from dismantling, relocation, transportation, or reassembly carried out after delivery. Also, if you relocate or handle the product on your own (or through someone not authorized by us), the warranty will no longer be valid.

7.1 We advise that you inspect the products promptly at the time of delivery and installation and notify us of any defects promptly. If you discover a product is faulty", please call our Customer Service team as soon as possible on 18002671122 or email us at interiocare@godrej.com for best possible action to resolve the issue

7.2 Returns are not allowed. We only offer replacements in cases where the product is damaged, defective, or not as described on our website.

7.3 All damaged items or items not as per your order that are to be returned must be accompanied by a copy of the original receipt and in the same condition at the time of delivery, otherwise the same will not be taken back.

7.4 Please note that we cannot offer exchanges or refunds on any opened or used products.

7.5 Please allow one to three weeks from the day you return your damaged package or an item not as per your order, for your refund request to be processed. You will be contacted once your return is complete.

Any customer complaints should be addressed to the Customer Service Helpline 18002671122 or email interiocare@godrej.com operational between on days. You will find an e-mail link or address and telephone numbers listed on our Site in the 'Contact' section.

If any part of the provisions contained in these Terms are determined to be invalid, or unenforceable to any extent, such provision shall be severed from the remaining provisions which shall continue to be valid and enforceable to the fullest extent permitted by law.

We welcome your comments about your experiences shopping with us and your suggestions about how to improve this site. You control all the rights to the content that you contribute to this Site and that use of your content by us will not infringe upon or violate the rights of any third party.

The prices and products advertised on this Site are for sale from this Site only. Prices and product availability may vary between Godrej online site and retail store. As prices, product descriptions and availability can change quickly; Godrej does not warrant the accuracy or completeness of information on this Site and will not be responsible for any typographical errors or errors in illustrations, pictures or descriptions. Pictures of products are for illustration only and actual product may differ from the picture shown. Products represented on this Site are not always in stock. All item descriptions, images, product logos, availability and pricing are subject to change at any time without notice. We may also make any other changes to the site, the materials and the products, programs, services or prices described in the site at any time. This Site, the information and materials on the Site, are provided 'as is' without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for any particular purpose.

The Extended Warranty will follow the same terms of the policy as the Standard Warranty.

1. Standard Warranty Terms
   1. Interio by Godrej products (Products) are offered with a standard warranty (Warranty) of one year from the date of purchase (Warranty Period) by the original purchaser against manufacturing defects until and unless specifically mentioned.
   2. This Warranty Policy and the terms therein shall be applicable to(1) Beds metal and wooden, (2) Wall Unit, (3) TV Units, (4) Display Units, (5) Media Units, (6) Computer Tables, (7) Coffee Tables, (8) Corner Tables, (9) Sofas, (10) Sofa cum beds, (11) Recliners, (12) Computer Tables, (13) Study Centres, (14) Work Desks, (15) Study Chairs, (16) Chests, (17) Wooden Wardrobes, (18) Shoe Cabinets, (19) Multifunctional Units, (20) Pouf, (21) Dining Tables, Metal and Wooden, (22) Dining Chairs,(23) Benches, (24) Buffet Tables, (25) Stools, (26) Crockery Unit, (27) Dressing Tables, (28) Side Table, (29) Storwel, (30) Wardrobe and, (31) Steel Cupboards.
   3. The Warranty is confined to the first purchaser and is non-transferable. The Warranty is valid for the original location of the Product only.
   4. In case of any manufacturing defect occurring during the Warranty Period, then, in such cases, the spare part such as Product frame, mechanism, panels etc. or, the defective part of the Product or the product will be repaired or replaced by Godrej Enterprises Group in a reasonable period of time at Godrej's discretion.
   5. In case of a damage observed in supplied / in use Product, Godrej decision shall be final, and binding and Godrej shall hold the final right to decide the applicability of the Warranty terms, including the decision to repair/replace the relevant part of the Product based on the report submitted by Godrej service representative.
   6. Godrej shall endeavour to service the Product under the Warranty Period. However, keeping in view Godrej internal policy to offer the latest and the best, the product range may keep varying with the introduction of new and varied models. Any model of the Product that has been discontinued will be repaired / rectified / replaced by Godrej at its sole discretion depending upon the availability of required spares or its latest available equivalent products.
   7. The Customer is informed that after the undertaken repairs/rectification and/or alteration, if any, to mitigate/address the problem, the Product may change in appearance compared to the product that was originally purchased. For wooden, metal and upholstered parts, the replacement component may have a shade different than the original.
   8. Should a defect arise, that cannot be repaired during maintenance, the Customer agrees that it shall not continue to use the product in order to avoid further damage to the product & the customer. The customer acknowledges that regular servicing & use as per User Manual is required to keep the Product in a good working condition during the Warranty Period.
   9. The Warranty Period on the replaced or repaired Product shall be reduced to the balance period, as computed from the date of first sale of the Product. Spares replaced on a chargeable basis will carry a warranty for three months from the date of replacement, whereas for spares replaced FOC, the warranty ceases with the original warranty period of the Full Product.
   10. Spares replaced on a chargeable basis will be covered by this Warranty for a period of three months from the date of replacement. With respect to spares identified as defective against warranty and replaced on a free of cost basis, the warranty of the replaced parts shall cease with the original warranty period of the Full Product.
   11. Spares which are identified as defective will be replaced free of charge.
   12. Product features, specifications and the Warranty terms are subject to change without notice, and may be amended, modified or revised by Godrej from time to time at its sole discretion and option.
   13. This Warranty stands void if the Product is used for commercial purpose or in public places or in offices and institutions.
   14. This warranty is in lieu of all other warranties, expressed or implied including the warranties of merchantability and fitness for a particular purpose.  Interio by Godrej will not be liable for any special, incidental, consequential, or indirect damages, even if it has a reason to know in advance that they are possible. The Company's maximum aggregate liability under this warranty shall not exceed the original purchase price of the replacement parts, components, accessories or portions of the Product(s) which are defective.
   15. All claims under this warranty are subject to the sole and exclusive jurisdiction of the courts of Mumbai, Maharashtra, India alone notwithstanding that the Products may have been sold or delivered elsewhere.
2. This Warranty Policy does NOT include the following:
   1. Glass items like tops, electronic fittings & fixtures like bulbs, switches, rubber and plastic items subject to ageing by environment, wherein warranty ceases at the time of acceptance of the products.
   2. Any customizations made by the customer, including changes in size, or if any unauthorized persons carry out any repair work leading to product distortion. Any defects and damages arising due to reasons of workmanship of a third-party maintenance services and use of spare parts or supplies not supplied by Godrej.
   3. Fine hairline cracks due to the ageing of wood and veneers, variation in grain/texture of wooden member, polish of wooden member in usage.
   4. Scratches, dents, stains, wrinkles, colour-fading, weaning/beading of fabric/ leather, upholstery tears, flattening of nap, pilling, shrinking, sinking / depression of cushion, heavy soiling of fabric/leather including other changes developed due to normal wear and tear of the Product during usage.
   5. Comfort preference, where there is any mismatch in the actual comfort and the comfort expected by the customer from the use of the Products.
   6. Any upholstery that may be part of the Product (including stains, tears, soiling or burns or if the Product is infested with vermin).
3. The following will not be considered as defects for the purposes of this Warranty Policy:
   1. All rubberwood products / Parts are made up of finger-joints and hence the parting lines are visible. This is not a defect.
   2. In relation to Products using natural Sheesham, Accacia and Mango Wood (Natural Wood):
      1. This Natural Wood has distinctive irregular grain structure, that can be polished to a fine finish.  Interio by Godrej employs expert craftsman to add final touches to this elegant piece of furniture. Shine of the polish may vary from initial supplied finish due to aging effect in due course of usage. This is not a defect.
      2. Every piece of these wood furniture is hand finished from an entirely natural product. Customers may find variations in knots, grain detailing, mineral deposits and minor imperfections in their chosen piece of furniture. The finish of each piece is unique with colour variations across individual pieces. This is not a defect.
      3. Those wood often contains knots that add to the individuality of each piece of furniture produced from this durable hardwood. Such visible knot is not a defect.
      4. Several Natural Wood products have two toned finishes as they are made from random combination of heartwood and sapwood. This natural colour variation is intentional for the purposes of adding to the charm of the Natural Wood. This is not a defect.
      5. The Natural Wood is hygroscopic in nature and expands on absorption of moisture in monsoon and contract in summers. The joints are designed and crafted with adequate gaps for seasonal expansion and contraction of wood. This is a natural tendency of the product and not a defect.
      6. All the wooden furniture is free of Borers, Pests and termites once manufactured due to the high temperatures, pressure & wood treatment process. All such living organisms are hence destroyed during its processing. Termite / Borers / Fungus occurs in High Humidity area due to local atmospheric condition, which magnifies in absence of cleaning. Hence it cannot be treated as a manufacturing defect.
   3. In case of electric wiring required in product the border of wires bent due to moving or bending of parts. Such deformation is not a defect.
   4. Over time, moving parts of a product can experience wear and tear, leading to increased friction and may cause audible sounds which will not be considered a defect.
   5. Over time, the reflective coating on a mirror can deteriorate, leading to reduced reflection quality. This is due to ageing factor & will not be considered a defect.
4. The Warranty provided by Godrej will be void in the following circumstances:
   1. Breakages/Damages/Misalignment on account of negligence, unintended usage, improper use, not operated according to the instruction given in the Product Care Booklet, exerting excessive stress on product, misuse well beyond ordinary wear and tear, heat, direct exposure to sunlight, inappropriate foundation or support system, accident, mishandling, any act of god, abuse, any external agent like water / acid etc. coming in contact with the product or any other damage due to shifting / transporting of products from one place to another.
   2. Any surface corrosion due to sustenance of water for longer duration of time or regular contact with water like daily cleaning with wet cloth/chemical will not be considered as manufacturing defect.
   3. Improper storage or by not following standard procedures for preservation as instructed by the manufacturer.
   4. Product if found to be in an unsanitary condition, which includes if an inspector is unable to conduct an appropriate inspection of the condition of the Product without being exposed to potentially dangerous bodily fluids, blood-borne pathogens, or other substances that cause significant injury.

1.         This exchange scheme (“Scheme”, “Offer”) is valid following the purchase of products specified hereabove (“Eligible Products”) of Godrej & Boyce Mfg. Co. Ltd. – Interio Division (“Company”). Any person or entity participating in the scheme shall be referred to as the “Scheme Participants” or “Customers” as may be applicable.

2.         This Scheme is a voluntary offer made by the Company. Neither this Exchange Scheme, nor the participation in the Exchange Scheme by any Scheme Participant, has any direct or indirect relationship with the maximum retail price (“MRP”) of any Eligible Products as may have been purchased by such Scheme Participant. The MRP paid by a Scheme Participant for any Eligible Products will be the sole consideration for the sale of such Eligible Product, and purchase of such Eligible Product. 

3.         This Scheme is valid on any Eligible Products purchased by Scheme Participants between 1st April’2026 and the earlier of 31st March’2027 or the entire stock of such Eligible Products are sold (“Closing Date”).

4.         No cancellation and rebooking of any existing order raised prior to the starting date of this Scheme or relating to the Eligible Products shall be accepted in the scheme.

5.         Any offerings with respect to consumer financing schemes (including without limitation, those offered by Bajaj or Pinelabs, as the case may be) shall be applicable to this Exchange Scheme.The Consumer Finance facility is applicable when Exchange Scheme is clubbed with the Consumer Scheme in accordance with the terms and conditions specified therein.

6.         Any discounts made available to the Customer as per the Scheme shall be decided by the Company in accordance with the total purchase slab which is applicable to the Customer. Discounts shall vary depending on the slab as provided hereunder.

7.         The Scheme will not be valid on purchase of Accessories products.

8.         This Scheme shall be applicable to the entire territory of India.

9.         This Scheme cannot be clubbed with any other prevailing promotions and offers as may be offered by or on behalf of the Company or any dealer in respect of any Eligible Products from time to time unless it is mentioned in the Consumer scheme documents.

10.      The Closing Date for the Scheme may be extended, by the Company, at any time and at its sole discretion.

11.      In case there is return sales order and refund situation, the exchanged products that was collected back by Commercial shall not be returned to the customer or Customer’s request to return similar value shall not be entertained. It should be communicated to the customer at the initial stage of the transaction.

12.      In the event of a claim made by any person arising out of, or in connection with, the Exchange Scheme or Eligible Products, the Scheme Participants agree that they should save, hold harm and indemnify the Company from any such claims which may be directly attributable to the acts or omissions of the Scheme Participants.

13.      This Scheme and all matters in connection herewith, including the purchase of any Eligible Products, participation in the Scheme etc. shall be subject to the laws of India, including all applicable tax laws and regulations, as may be applicable from time to time. The Scheme Participants shall be required to bear all taxes in connection with the purchase of the Eligible Products, in accordance with prevailing tax laws.

14.      In no event shall the Company be liable for any cost, expense, or other liability whatsoever in relation to, arising from or connected to the purchase of the Eligible Product, whether purchased from any authorized service provider of the Company or through the Company directly.

15.      Neither the Company nor the dealer from whom the relevant Eligible Product has been purchased will be liable for any damage, theft, or other misplacement of the Eligible Product or invoices thereof. In the event where the Scheme Participant purchases the Eligible Product from a trade partner, authorized dealer or service provider of the Company, the Scheme Participant may, at the option of the company or the authorized dealer, be required to present any original invoice for the goods or products sought to be exchanged to avail of the Exchange Scheme. Any Scheme Participant that is unable to present the original invoice in respect of the relevant product sought to be exchanged may not be allowed to avail of the Exchange Scheme.

16.      EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS SCHEME OR REQUIRED BY STATUTE, EACH PARTY ON BEHALF OF ITSELF AND ITS AFFILIATES DISCLAIMS ALL WARRANTIES AND DUTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SERVICES, PRODUCTS AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE, WORKMANLIKE EFFORT, RESULTS, LACK OF NEGLIGENCE, OR ACCURACY OR COMPLETENESS OF RESPONSES. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS AGREEMENT OR REQUIRED BY STATUTE, THERE IS NO WARRANTY OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION, AUTHORITY, OR NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, PRODUCTS, AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES UNDER THIS SCHEME.

17.      Eligible Products under this Scheme may be exchanged for other products of the Company only. For the avoidance of doubt, it is hereby clarified that no Eligible Product may be exchanged for cash or other liquidated sums.

18.      The Company may, at its sole discretion and option, accept or reject any request made by the Customer to return the Eligible Products, in accordance with the merits of such a request. Any return of the Eligible Products, as processed by the Company, shall at all times be in accordance with the Company’s refund policy and the Company’s decision on whether to accept such returns shall be final. In the event where the Company processes any return of the Eligible Products, any products exchanged by the Customer at the time of the purchase of the Eligible Products, or the equivalent value thereof, shall not be returned by the Company. 

19.      The Scheme is not valid for any employees of Godrej & Boyce Mfg. Co. Ltd who are a part of the team directly involved in performing the backend operations for the Scheme.

20.      The Company reserves the right to modify, cancel, extend, or discontinue the Exchange Scheme, or any part thereof, without ascribing any reason and without any requirement for any prior notice to the Scheme Participants.

21.      The decision of the Company will be binding, in case of any dispute.

22.      This Scheme shall be governed and construed in accordance with the laws of India. Courts in Mumbai, India shall have exclusive jurisdiction. 

23.      Models or images of the Eligible Product as indicated in any advertisement are representative only and may vary from the actual product.

24.      By participating in the Scheme, each Scheme Participant hereby irrevocably and unconditionally consents to the terms and conditions of the Scheme that may be prescribed and amended by the Company from time to time, including these terms and conditions.

1.    This assured discount offer (“Scheme”, “Offer”) is valid following the purchase of products specified hereabove (“Eligible Products”) of Godrej & Boyce Manufacturing Company Limited – Interio Division (“Company”). Any person or entity participating in the scheme shall be referred to as the “Scheme Participants” or “Customers” as may be applicable.
2.    This Scheme is a voluntary offer made by the Company. Neither this Scheme, nor the participation in the Scheme by any Scheme Participant, has any direct or indirect relationship with the maximum retail price (“MRP”) of any Eligible Products as may have been purchased by such Scheme Participant. The MRP paid by a Scheme Participant for any Eligible Products will be the sole consideration for the sale of such Eligible Product, and purchase of such Eligible Product.  
3.    This Scheme is valid on any Eligible Products purchased by Scheme Participants between 10.07.2026 and the earlier of 16.09.2026 or the entire stock of such Eligible Products are sold (“Closing Date”).
4.    No cancellation and rebooking of any existing purchase order raised prior to the starting date of this Scheme or relating to the Eligible Products shall be accepted in the scheme.
5.    Any discounts made available to the Customer as per the Scheme shall be decided by the Company in accordance with the total purchase slab which is applicable to the Customer. Discounts shall vary depending on the slab as provided hereunder. 

6.Exchange offer with additional benefit on HS – 1%, HF – 2% can be clubbed with this Scheme but only up to value specified in Slab 5 i.e., >= 150000 to 249999 in HF and in all the slabs for HS. If the bill value exceeds the value specified above, additional exchange discount will not be applicable, but Customer shall be entitled to a facility for free pick up and disposal of old item.  
7. The Scheme will not be valid on purchase of only B2B and accessories products. 
8. This Scheme cannot be clubbed with any other prevailing promotions and offers as may be offered by on or behalf of the Company or any dealer in respect of any Eligible Products from time to time.  
9. The Closing Date for the Scheme may be extended, by the Company, at any time and at its sole discretion.  
10. In the event of a claim made by any person arising out of, or in connection with, the Exchange Scheme or the Eligible Products, the Scheme Participants agree that they shall save, hold harmless and indemnify the Company from any such claims which may be directly attributable to the acts or omissions of the Scheme Participants. 
11. This Scheme and all matters in connection herewith, including the purchase of any Eligible Products, participation in the Scheme etc. shall be subject to the laws of India, including all applicable tax laws and regulations, as may be applicable from time to time. The Scheme Participants shall be required to bear all taxes in connection with the purchase of the Eligible Products, in accordance with prevailing tax laws.  
12. In no event shall the Company be liable for any cost, expense, or other liability whatsoever in relation to, arising from or connected to the purchase of the Eligible Product, whether purchased from any authorized service provider of the Company or through the Company directly. 
13. Neither the Company nor the dealer from whom the relevant Eligible Product has been purchased will be liable for any damage, theft, or other misplacement of the Eligible Product or invoices thereof. In the event where the Scheme Participant purchases the Eligible Product from a trade partner, authorized dealer or service provider of the Company, the Scheme Participant may, at the option of the Company or the authorized dealer, be required to present any original invoice for the goods or products sought to be exchanged to avail of the Exchange Scheme. Any Scheme Participant that is unable to present the original invoice in respect of the relevant product sought to be exchanged may not be allowed to avail of the Exchange Scheme.  
14. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS SCHEME OR REQUIRED BY STATUTE, Company ON BEHALF OF ITSELF AND ITS AFFILIATES DISCLAIMS ALL WARRANTIES AND DUTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SERVICES, PRODUCTS AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE IT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE, WORKMANLIKE EFFORT, RESULTS, LACK OF NEGLIGENCE, OR ACCURACY OR COMPLETENESS OF RESPONSES. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS AGREEMENT OR REQUIRED BY STATUTE, THERE IS NO WARRANTY OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION, AUTHORITY, OR NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, PRODUCTS, AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES UNDER THIS SCHEME. 
15. Eligible Products under this Scheme may be exchanged for other products of the Company only. For the avoidance of doubt, it is hereby clarified that no Eligible Product may be exchanged for cash or other liquidated sums. 
16. The Scheme is not valid for any employees of Godrej & Boyce Mfg. Co. Ltd. who are a part of the team directly involved in performing the backend operations for the Scheme.  
17. The Company reserves the right to modify, cancel, extend, or discontinue the Exchange Scheme, or any part thereof, without ascribing any reason and without any requirement for any prior notice to the Scheme Participants. 
18. The decision of the Company will be binding, in case of any dispute. 
19. Models or images of the Eligible Product as indicated in any advertisement are representative only and may vary from the actual product. 
20. By participating in the Scheme, each Scheme Participant hereby irrevocably and unconditionally consents to the terms and conditions of the Scheme that may be prescribed and amended by the Company from time to time, including these terms and conditions.

1.    This Q2 Mid-Year makeover offer (“Scheme”, “Offer”) is valid following the purchase of products specified hereabove (“Eligible Products”) of Godrej & Boyce Mfg. Co. Ltd. – Interio Division (“Company”). Any person or entity participating in the scheme shall be referred to as the “Scheme Participants” or “Customers” as may be applicable. 
2.    This Scheme is a voluntary offer made by the Company. Neither this Exchange Scheme, nor the participation in the Exchange Scheme by any Scheme Participant, has any direct or indirect relationship with the maximum retail price (“MRP”) of any Eligible Products as may have been purchased by such Scheme Participant. The MRP paid by a Scheme Participant for any Eligible Products will be the sole consideration for the sale of such Eligible Product, and purchase of such Eligible Product.
3.    This Scheme is valid on any Eligible Products purchased by Scheme Participants between 10.07.2026 and the earlier of 16.09.2026 or the entire stock of such Eligible Products are sold (“Closing Date”). 
4.    No cancellation and rebooking of any existing purchase order raised prior to the starting date of this Scheme or relating to the Eligible Products shall be accepted in the scheme. 
5.    Any discounts made available to the Customer as per the Scheme shall be decided by the Company in accordance with the total purchase slab which is applicable to the Customer. Discounts shall vary depending on the slab as provided hereunder

6.    This Scheme cannot be clubbed with any other prevailing promotions and offers as may be offered by on or behalf of the Company or any dealer in respect of any Eligible Products from time to time. 
7.    The Closing Date for the Scheme may be extended, by the Company, at any time and at its sole discretion. 
8.    In the event of a claim made by any person arising out of, or in connection with, the Exchange Scheme or the Eligible Products, the Scheme Participants agree that they shall save, hold harmless and indemnify the Company from any such claims which may be directly attributable to the acts or omissions of the Scheme Participants.
9.    This Scheme and all matters in connection herewith, including the purchase of any Eligible Products, participation in the Scheme etc. shall be subject to the laws of India, including all applicable tax laws and regulations, as may be applicable from time to time. The Scheme Participants shall be required to bear all taxes in connection with the purchase of the Eligible Products, in accordance with prevailing tax laws. 
10.    In no event shall the Company be liable for any cost, expense or other liability whatsoever in relation to, arising from or connected to the purchase of the Eligible Product, whether purchased from any authorized service provider of the Company or through the Company directly. 
11.    Neither the Company nor the dealer from whom the relevant Eligible Product has been purchased will be liable for any damage, theft, or other misplacement of the Eligible Product or invoices thereof. In the event where the Scheme Participant purchases the Eligible Product from a trade partner, authorized dealer or service provider of the Company, the Scheme Participant may, at the option of the company or the authorized dealer, be required to present any original invoice for the goods or products sought to be exchanged to avail of the Exchange Scheme. Any Scheme Participant that is unable to present the original invoice in respect of the relevant product sought to be exchanged may not be allowed to avail of the Exchange Scheme. 
12.    EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS SCHEME OR REQUIRED BY STATUTE, EACH PARTY ON BEHALF OF ITSELF AND ITS AFFILIATES DISCLAIMS ALL WARRANTIES AND DUTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SERVICES, PRODUCTS AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE, WORKMANLIKE EFFORT, RESULTS, LACK OF NEGLIGENCE, OR ACCURACY OR COMPLETENESS OF RESPONSES. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS AGREEMENT OR REQUIRED BY STATUTE, THERE IS NO WARRANTY OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION, AUTHORITY, OR NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, PRODUCTS, AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES UNDER THIS SCHEME. 
13.    Eligible Products under this Scheme may be exchanged for other products of the Company only. For the avoidance of doubt, it is hereby clarified that no Eligible Product may be exchanged for cash or other liquidated sums. 
14.    The Scheme is not valid for any employees of Godrej & Boyce Mfg. Co. Ltd who are a part of the team directly involved in performing the backend operations for the Scheme.
15.    The Company reserves the right to modify, cancel, extend, or discontinue the Exchange Scheme, or any part thereof, without ascribing any reason and without any requirement for any prior notice to the Scheme Participants. 
16.    The decision of the Company will be binding, in case of any dispute. 
17.    All disputes related to this Scheme shall be subject to the laws of India, with courts in Mumbai having sole and exclusive jurisdiction thereof. 
18.    Models or images of the Eligible Product as indicated in any advertisement are representative only and may vary from the actual product. 
19.    For detailed terms and conditions related to Instant discount on No EMI and instant discount with No Cost EMI please refer separate terms and conditions which is available on website (www.interio.com).

1.       This discount offer (“Scheme”, “Offer”) is valid following the purchase of products specified hereabove (“Eligible Products”) of Godrej & Boyce Mfg. Co. Ltd. – Interio Division (“Company”). Any person or entity participating in the scheme shall be referred to as the “Scheme Participants” or “Customers” as may be applicable.

2.       This Scheme is a voluntary offer made by the Company.  For the purposes of slab categorisation, MRP as specified in total bill shall be considered.

3.       This Scheme is valid on any Eligible Products purchased by Scheme Participants between 22.07.2026 and the earlier of 16.09.2026 or when the entire stock of such Eligible Products are sold (“Closing Date”).

4.       No cancellation and rebooking of any existing purchase order raised prior to the starting date of this Scheme or relating to the Eligible Products shall be accepted in the scheme.

5.       The scheme is applicable only in the state of Kerala.

6.       Any discounts made available to the Customer as per the Scheme shall be decided by the Company in accordance with the total purchase slab which is applicable to the Customer. Discounts shall vary depending on the slab as provided hereunder.

7.       The scratch card mentioned in the Scheme are being given as an additional discount/other rewards (only for 5%) to eligible Customers and the discounts in the scratch card is purely based on chance. 

8.       The scratch cards being given to the Customers are additional discounts (only for 5%) which the Customer will be eligible for and will be in addition to the standard discount as per the above tables.

9.       One Customer can claim only one scratch card and will not be given any new scratch card once a scratch card has been scratched, and the discount has been revealed.

10.   Customers will have to scan a QR code to participate in the scratch card offer.

11.   Exchange offer with additional benefit on HS – 1%, HF – 2% and Mattress – 5% can be clubbed with this Scheme but only up to value specified in Slab 5 i.e., >= 150000 to 249999. If the bill value exceeds the value specified above, additional exchange discount will not be applicable, but Customer shall be entitled to a facility for free pick up and disposal of old item. For HS and Mattress, exchange offer will be applicable on all slabs

12.   Scratch cards are applicable for the Home Furniture, Home Storage and Mattress scheme.

13.   The Scheme will not be valid on purchase of only B2B and accessories products.

14.   The offer is valid on individual purchases and not valid on bulk or institutional purchases.

15.   On purchase on Godrej Interio Home Storage, Home Furniture and Mattress, the Customer will be given a scratch card by scanning a QR code. The Customer will be entitled to a discount as indicated in the scratch card.

16.   The Customer will be eligible for assured discount. Apart from the assured discount, customers will also be eligible to get additional discounts based on the outcome of the scratch card. 

17.   The scratch cards are given to the Customers at the time of sale and after being agreed upon with them, the discount is offered to them prior to the issuance of the invoice.

18.   The scratch card will have a minimum assured discount of 5% on scratching the card.

19.   The customer also stands a chance of winning 25% or 5% + Amazon Voucher worth Rs. 2500/- or 5% + 55” LED Smart TV on scratching the card.

20.       TDS on scratch card shall be applicable as follows:

21.       In case of 25% discount the Customer will get 25% flat discount on the basic price of the product(s) the Customer has purchased.

22.       On the scratch cards that offer an additional 5% discount, the additional discounts get clubbed and added to the normal slab-wise discount that will be applicable as per the scheme.

23.       All the discounts are calculated on the basic prices only. The discount is not applicable on GST.

24.   This Scheme cannot be clubbed with any other prevailing promotions and offers as may be offered by on or behalf of the Company or any dealer in respect of any Eligible Products from time to time. 

25.   The Closing Date for the Scheme may be amended, by the Company, at any time and at its sole discretion. 

26.   In the event of a claim made by any person arising out of, or in connection with, the Exchange Scheme or the Eligible Products, the Scheme Participants agree that they shall save, hold harmless and indemnify the Company from any such claims which may be directly attributable to the acts or omissions of the Scheme Participants.

27.   This Scheme and all matters in connection herewith, including the purchase of any Eligible Products, participation in the Scheme etc. shall be subject to the laws of India, including all applicable tax laws and regulations, as may be applicable from time to time. The Scheme Participants shall be required to bear all taxes in connection with the purchase of the Eligible Products, in accordance with prevailing tax laws. 

28.   In no event shall the Company be liable for any cost, expense, or other liability whatsoever in relation to, arising from or connected to the purchase of the Eligible Product, whether purchased from any authorized service provider of the Company or through the Company directly.

29.   Neither the Company nor the dealer from whom the relevant Eligible Product has been purchased will be liable for any damage, theft, or other misplacement of the Eligible Product or invoices thereof. In the event where the Scheme Participant purchases the Eligible Product from a trade partner, authorized dealer or service provider of the Company, the Scheme Participant may, at the option of the company or the authorized dealer, be required to present any original invoice for the goods or products sought to be exchanged to avail of the Exchange Scheme. Any Scheme Participant that is unable to present the original invoice in respect of the relevant product sought to be exchanged may not be allowed to avail of the Exchange Scheme. 

30.   EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS SCHEME OR REQUIRED BY STATUTE, EACH PARTY ON BEHALF OF ITSELF AND ITS AFFILIATES DISCLAIMS ALL WARRANTIES AND DUTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SERVICES, PRODUCTS AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE, WORKMANLIKE EFFORT, RESULTS, LACK OF NEGLIGENCE, OR ACCURACY OR COMPLETENESS OF RESPONSES. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS AGREEMENT OR REQUIRED BY STATUTE, THERE IS NO WARRANTY OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION, AUTHORITY, OR NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, PRODUCTS, AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES UNDER THIS SCHEME.

31.   Eligible Products under this Scheme may be exchanged for other products of the Company only. For the avoidance of doubt, it is hereby clarified that no Eligible Product may be exchanged for cash or other liquidated sums.

32.   The Scheme is not valid for any employees of Godrej & Boyce Mfg. Co. Ltd who are a part of the team directly involved in performing the backend operations for the Scheme. 

33.   The Company reserves the right to modify, cancel, extend, or discontinue the Exchange Scheme, or any part thereof, without ascribing any reason and without any requirement for any prior notice to the Scheme Participants.

34.   The decision of the Company will be binding, in case of any dispute.

35.   This Scheme and all matters in connection herewith, including the purchase of any Eligible Products, participation in the Scheme etc. shall be subject to the laws of India, including all applicable tax laws and regulations, as may be applicable from time to time. The Scheme Participants shall be required to bear all taxes in connection with the purchase of the Eligible Products, in accordance with the prevailing tax laws.

36.   Models or images of the Eligible Product as indicated in any advertisement are representative only and may vary from the actual product.

37.   By participating in the Scheme, each Scheme Participant hereby irrevocably and unconditionally consents to the terms and conditions of the Scheme that may be prescribed and amended by the Company from time to time, including these terms and conditions.

1. This Scheme is valid on any Eligible Products purchased by Scheme Participants between 22.07.2026 and the earlier of 16.09.2026 or the entire stock of such Eligible Products are sold 16.09.2027.
2. The Closing Date for the Scheme may be extended, by the Company, at any time and at its sole discretion.
3. Scratch cards are applicable for the Home Furniture, Home Storage and Mattress schemes.
4. The Scheme will not be valid on purchase of only B2B and accessories products.
5. The offer is valid on individual purchases and not valid on bulk or institutional purchases.
6. On purchase on Godrej Interio Home Storage, Home Furniture and Mattress, the customer will be given a scratch card. The customer will be entitled to a discount or reward as indicated in the scratch card.
7. The customer will be eligible for assured discount. Apart from the assured discount, customers will also be eligible to get additional discounts based on the outcome of the scratch card. 
8. The scratch cards are given to the customers at the time of sale and after being agreed upon with them, the discount is offered to them prior to the issuance of the invoice.
9. The scratch card will have a minimum assured discount of 5% on scratching the card.
10. The scheme is applicable only in the state of Kerala.
11. The customer also stands a chance of winning 25%, 5% + Amazon Voucher worth 2500/- or 5%+ 55” LED Smart TV on scratching the card.
12. TDS on scratch card shall be applicable as follows:

13. In case of 25% discount the customer will get 25% flat discount on the basic price of the product(s) the customer has purchased.
14. On the scratch cards that offer an additional 5% discount, the additional discounts get clubbed and added to the normal slab-wise discount that will be applicable as per the scheme.
15. All the discounts are calculated on the basic prices only. The discount is not applicable on GST.
16. In no event shall the Company be liable for any cost, expense or other liability whatsoever in relation to, arising from or connected to the purchase of the Eligible Product, whether purchased from any authorized service provider of the Company or through the Company directly.
17. This Scheme cannot be clubbed with any other prevailing promotions and offers as may be offered by on or behalf of the Company or any dealer in respect of any Eligible Products from time to time.
18. The Scheme is not valid for any employees of Godrej & Boyce Mfg. Co. Ltd who are a part of the team directly involved in performing the backend operations for the Scheme.
19. All disputes related to this Scheme shall be subject to the laws of India, and shall be resolved by arbitration, in accordance with the (Indian) Arbitration and Conciliation Act, 1996, by a sole arbitrator appointed by the Company. Subject to such arbitration proceedings, the courts in Mumbai, India shall have exclusive jurisdiction. 
20. Godrej & Boyce Mfg. Co. Ltd. is not responsible for any misuse of digital cards incase of any issue. The digital cards are not transferrable. In case of anyone sharing the link or QR code with any other person who is not a customer of Interio buying during the scheme period, the scratch card will stand null and void.
21. The decision of the Company will be binding, in case of any dispute.
22. Godrej & Boyce Mfg. Co. Ltd. Interio Division shall not be responsible for any cost, expense or other liability whatsoever in relation to, arising from, or connected with the benefits.
23. The customer shall be bound by the terms and conditions of the scheme.
24. The digital scratch card is the property of Godrej & Boyce Mfg. Co. Ltd. Interio Division. They are not intended for sale.
25. The customer should have and must present his/her PAN card photocopy to avail 25% discount or 5% + 55” Smart LED TV.
26. The offer shall be subject to laws of India including tax regulations as may be applicable to the customer.
27. Purchase implies order booking by customer with advance.
28. Any offer won under the scratch card cannot be claimed postdated or at another counter. The rewards are not transferable.
29. One mobile number can avail the scheme only once.
30. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS SCHEME OR REQUIRED BY STATUTE, EACH PARTY ON BEHALF OF ITSELF AND ITS AFFILIATES DISCLAIMS ALL WARRANTIES AND DUTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SERVICES, PRODUCTS AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, REASONABLE CARE, WORKMANLIKE EFFORT, RESULTS, LACK OF NEGLIGENCE, OR ACCURACY OR COMPLETENESS OF RESPONSES. EXCEPT FOR THOSE WARRANTIES EXPRESSLY PROVIDED IN THIS AGREEMENT OR REQUIRED BY STATUTE, THERE IS NO WARRANTY OF TITLE, QUIET ENJOYMENT, QUIET POSSESSION, CORRESPONDENCE TO DESCRIPTION, AUTHORITY, OR NON-INFRINGEMENT WITH RESPECT TO THE SERVICES, PRODUCTS, AND ANY OTHER INFORMATION OR MATERIALS EXCHANGED BY THE PARTIES UNDER THIS SCHEME.

1.Next-day delivery is available only for select products and pin codes.

2.Orders must be placed before 2:00 PM IST to qualify for the next day delivery.

3.Orders placed after the cut-off time will be delivered the next business day.

4.Delivery timelines may vary due to unforeseen circumstances such as weather, strikes, or logistical delays.

5.Next-day delivery is not available on public holidays or Sundays.

6.Bulky or oversized items may not qualify for expedited shipping.

7.No compensation will be provided for delays caused by factors beyond control.

8.Customers to ensure accurate delivery address and contact information.

9.Customers to be available to receive the package during the expected delivery window.

10.Standard return and refund policies apply to products delivered via Next-Day Delivery.

11.Orders eligible for Next-Day Delivery cannot be cancelled once they are dispatched.

12.Cancellation requests must be made before the dispatch confirmation.

13.In case of failed delivery attempts, standard re-delivery policies will apply.

14.We reserve the right to modify or cancel the Next-Day Delivery service at any time without prior notice.

15.For any questions or concerns, please contact our support team at 080-67436743 or 1-800-267-1122.

1. Offer applicable for a minimum cart value of 15,000
2. Offer applicable only on EMI and NCEMI transactions
3. For cart value below 40,000 get 1000 instant discount and for cart value above 40,000, get 5% off up to 5,000
4. Offer applicable only on HDFC CC & DC, IDFC CC

1.    The offer is an instant discount and will be provided upfront at the time of purchase.
2.    Refer the link given below for detailed terms and conditions of EMI transactions. 
hdfcbank.com/personal/borrow/popular-loans/easy-emi/easyemi-on-consumer-durables

3.    HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
4.    HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by the partner
5.    HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
6.    This Offer is made available to the Customers selected at the discretion of HDFC Bank.
7.    The offer cannot be combined with any other offer
8.    If promo code is mentioned as part of the communication (please refer Offer details tab) then customer has to use the code to avail the offer; in case the code is not used Discount/ Cashback cannot be credited back to customer at a later date.
9.    Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
10.    HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers by another offer, whether like this offer or not, or to extend or withdraw it altogether.
11.    Eligible benefits for this promotion (such as Reward points / cashback) will only be posted to accounts that are active at the time of postings.  
12.    Benefits will not be posted on credit card accounts which are permanently delinquent or closed at the time of posting. 
13.    Benefits will also not be posted on retail credit card accounts that are flagged for working capital usage.
14.    HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary, and the offer is being made purely on a best effort basis.
15.    Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar, or other offers.
16.    This offer is not applicable on virtual cards, Consumer Durable, VPA, Fleet, R&R Commercial, Purchase cards, Intermiles, Paytm, Equitas, Swiggy, Flipkart Wholesale, Pine Labs, Emirates, Harley, IBIBO, IRCTC, Times, Tata Neu, Shoppers, Bestprice, 6E Rewards, Marriott, PhonePay, Snapdeal Cards.
17.    This offer is non-cashable, not extendable, and non-negotiable.
18.    Purchases eligible for Instant Discount/ Cashback on HDFC Bank Credit Card will not qualify for Reward
19.    Points. The same will be reversed within 120 days of end of cashback posting month or end of offer month for Instant discount offers.
20.    If a card member has more than 1 (one) HDFC Bank Credit/Debit Card, spends on the cards cannot be clubbed by the card member to qualify for the said offer.
21.    The above offer is by way of a special offer co-funded by the Bank & Merchant for select HDFC Bank Credit/Debit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
22.    All disputes, if any, arising out of or in connection with or because of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
23.    Any query regarding the program will be entertained till 60 days from the posting date. After said date the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.
24.    Any Tax, service charge or other charges levied with regards to the Promotional Offer, may be borne by the Card Holder / winner.

https://www.idfcfirst.bank.in/personal-banking/credit-card-merchant-emi-tnc

1. I confirm that I have chosen EMI as the payment option to complete this transaction.
2. I understand that a processing fee of Rs. 249 plus taxes will be charged on this EMI transaction and EMI conversion will be processed in 3 working days.
3. Bank has the sole right to decline or accept any EMI conversion request subject to the eligibility of the customer.
4. I understand that the EMI amount will be a part of the Minimum Amount Due payable during the EMI tenure.
5. I understand that in case of partial or full transaction reversal or cancellation, I must reach out to the bank for EMI cancellation.
6. In case EMI conversion has been done against a transaction then the EMI can only be foreclosed and EMI facility cannot be cancelled.
7. In case of foreclosure of EMI, foreclosure fee of 3% will be levied on the outstanding principal amount of EMI transaction along with the Pro-Rated Interest will be charged to the customer.
a) Pro-Rated interest is the interest amount applicable for period between EMI conversion date and date of foreclosure in case no EMI is billed.
b) In case any EMI is billed, pro-rated interest amount will be the interest amount applicable between last EMI billed date and date of foreclosure. Interest will not be charged for the
remaining EMI tenure post foreclosure.
8. Entering the PIN number, One-time password or tapping the credit card for contactless payment will be treated as the acceptance of all terms and conditions.
9. I have fully understood and have accepted the terms and conditions of converting credit card transactions in EMIs (as given in the cardmember agreement on the website
https://www.idfcfirst.bank.in/content/dam/IDFCFirstBank/PDF/Card-Member-Agreement.pdf).
10. GST will be applicable on interest; Processing fee and Foreclosure charges will be billed separately along with respective charges and taxes.
11. I understand that the EMI/Subvention and any additional cashback if applicable, may take up to 90 days for processing and will be credited to my credit card by issuing bank, only on
receipt of the cashback from the merchant/ manufacturer and subject to Issuing Bank’s discretion.
12. I understand that in a No-Cost or Low-cost EMI transaction the merchant/manufacturer gives the discount/cashback amount to cover the complete or partial amount of interest levied by
the bank. Bank does not have any role to play in No-Cost or Low-Cost EMI transactions and bank will continue to levy interest on the EMI transaction.
13. I understand that Processing/Foreclosure fees/GST applicable on any fees levied by the bank are not part of the No-cost or Low-cost offering provided by the merchant/manufacturer.
14. I understand that Bank reserves the right to reverse any benefit availed by me, as a cashback or instant discount, in case the EMI transaction is foreclosed.

1. This Marketing Program (“Program”) is offered by SBI Card & Payment Services Ltd. (“SBICPSL”) under an arrangement with Interio by Godrej (“Manufacturer/Partner/OEM”).
2. It is open to all legal residents of India holding a valid and current SBI/Tata Credit Card excluding SBI/Tata Corporate Credit Card, SBI Paytm Cobrand Card, SBI Cashback Card(“Cardholder”) & UPI transactions on Rupay credit card.
3. The Validity of the Offer (“Offer Term”) is from 10th July 2026 to 28th Sep 2026, (both days including) unless extended by SBICPSL and Partner by mutual consent in writing for a further period “additional term”.
4. Under this Program, cardholder can avail:
a) 5% Instant Discount Up to Rs. 5000 per card per month
b) Min Transaction Amount: Rs. 40,000
c) Offer is applicable only on EMI transactions. Offer not valid on Flipkart SBI Card in case of online transactions.
d) Offer valid on 6 months & above tenures only
e) Offer valid on Online Channels & Offline Stores of Godrej Interio. Store list is mentioned on the offers page at www.sbicard.com
f) Offer valid on 1 txn per card per channel per month during offer period.
g) No two offers can be clubbed together e.g. customer will be eligible for OEM offer but not for an offer running on electronic chain stores.
h) Valid only on transactions done on aggregator swipe machine under 'Brand EMI' option. Customers are requested to retain charge slip for 180 days post program end date.
i) Applicable Rate of Interest (on monthly reducing balance) and Processing Fee will be levied in case of Merchant EMI transactions. Please check with store staff/charge slip/merchant payment page for details. In addition to the mentioned
T&C SBI Card’s Merchant EMI T&Cs will also be applicable. For details, please check https://www.sbicard.com/en/offerterms-conditions.page
j) The cashback/discount is over and above any EMI interest subvention/Manufacturer cashback/discount given by the manufacturer
k) The offers will apply on purchase of home products only excluding B2B Products and Security products.
5. In case of full cancellation/return of your order, transaction will not qualify for the Offer under this program. If you cancel
a part of your order, you will qualify for the Offer only on the net amount you pay subject to offer terms and conditions.
Other Terms and Conditions:
1. The above Offer is by way of a special offer for SBI/Tata Credit Cardholders only excluding SBI/Tata Corporate, Cashback & Paytm Co-Brand Credit Cardholders and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement between SBICPSL and their Cardholders. The terms of the above
Program shall be in addition to and not in derogation of the terms contained in the card member agreement. Merchant EMI Terms and Conditions and Rewards Terms & Conditions.
2. Any query regarding the program will be entertained only till 28.09.2026. Post such date, SBICPSL & Partner will not entertain any correspondence or communication in any manner whatsoever regarding this Program from any persons.
3. SBICPSL does not endorse any of the products or brands being offered under the Program and will not accept any direct liability pertaining to the quality, merchantability, fitness, delivery or after sales service of such products which shall be at the sole liability of the Partner.
4. All the existing offers, discounts etc. on select/all products or services that are being offered by partner can be availed by the Cardholders as part of this offer as mentioned in this communication.
5. Pictures of products shown in the communication sent to the customer either through mailers, push notifications, social media channels, statements or advertised on the website/mobile app, are representative only and may not bear a resemblance to the actual products. None of the parties shall under any circumstances be responsible towards the same.
SBI Card Internal
6. Products/services offered under this program are subject to availability from the respective participating merchants/sellers of Partner and accordingly SBICPSL in no circumstances shall be liable for non-availability of any of the products/services.
7. SBICPSL shall adhere, cater and ensure on best effort basis to perform the agreed terms and conditions of the program.
8. SBICPSL will not be liable for any technical or any offer configuration related issue at Partner platform on account of which cardholder is unable to avail the offer. All such concerns need to be taken up directly with the Partner by cardholder for resolution
9. Under no circumstances will the offer/cashback being offered under this Program be settled with cash in lieu by SBICPSL or by Partner.
10. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.
11. SBICPSL will not entertain any correspondence regarding the validity or acceptability of any additional benefits offered by Partner/Partner’s sellers on products/services made available by it and the same shall be at the sole risk and consequences of Partner/Partner’s sellers and without reference to SBICPSL.
12. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Offer was offered.
13. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
14. SBICPSL reserves the right to disqualify the Cardholder(s) from the benefits of the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer or otherwise by use of the Card subject to intimation to Partner of such disqualification.
15. Any person availing this Offer shall be deemed to have accepted these terms and conditions.
16. SBICPSL and Partner reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or some of these terms and conditions or to replace, wholly or
in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
17. Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
18. Nothing herein amounts to a commitment by SBICPSL to conduct further, similar or other Offers.
19. Any disputes arising out of the Offer between SBICPSL and Cardholder shall be subject to arbitration by a sole arbitrator to be appointed by SBICPSL for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996 and amendment thereof. The Seat & Venue place of arbitration shall be at New Delhi, India and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against SBICPSL or Partner or any of its affiliates.
20. SBICPSL may engage, hire, use the services of agent(s) and/or any third party(ies) for the purpose of providing marketing or sales related services or any other related services in relation to its products on its behalf and the customer may be required to deal with such agents/third parties/service providers with respect to such product/services.
21. These terms & conditions shall be governed and interpreted as per the laws of India and any dispute relating tothese terms & conditions shall be subjected to exclusive jurisdiction of the courts of Delhi.
22. The products and/or services offered under this program are at the sole responsibility and liability of theparticipating Merchants, at their exclusive costs and consequences. SBI Card does not endorse nor recommends the quality, suitability/ fitness for a particular purpose(s), merchantability, delivery and after sale services (if applicable) of the products and/or services being offered and/or made available under this program. Accordingly, SBI Card will not be responsible and liable for any/all matters/claims connected therewith including but not limited to product/service liability, quality, fitness for a particular purpose(s), merchantability, defects, deficiency, representations, warranties etc., with respect to such products and/or services

Validity: Valid till 28th September 2026
Card’s Applicable: Axis Bank Credit Card EMI
Offer Details:
•    Get flat INR 1,000 discount on minimum transaction value of 15,000
•    Get 5% off up to 5,000 for transactions above INR 40,000
•    Offer is valid once per month
•    Offer can be availed at all offline stores where brand is present
Exclusions:
•    Offer is not valid on Axis Bank Rupay Credit Card transactions done Via UPI.
•    Customers wishing to opt for a business (GST) invoice will not be eligible for cashback.
•    Offer is not applicable on Axis Bank Corporate or Commercial cards
Axis Bank Standard Terms and Conditions:

•    The decision of The Merchant & Axis Bank will be final and binding on all and any correspondence in this regard will not be entertained.
•    The offer is not transferable, non-negotiable and cannot be En-cashed.
•    Incomplete / rejected / invalid / returned /disputed or unauthorized/fraudulent transactions will not be considered for the offer.
•    In case there is more than one offer available simultaneously, no two offers can be combined by the participant. It shall be entirely at discretion of Axis Bank to consider any exceptions to the above.
•    Axis Bank will not be responsible or liable in case the offer is not configured or could not be availed due to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
•    The Merchant and Axis Bank reserve the right at any time, without notice, to 
add/alter/change/ or vary any or all these terms and conditions or to replace, entire or in part, this offer, by another offer, whether similar to this offer or not, or to withdraw it altogether.
•    The participation in the offer is entirely voluntary and it is understood that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
•    The Merchant & Axis Bank reserves the right to modify / alter the offer or all or 
any of the terms applicable to the offer without assigning any reasons or without any prior intimation whatsoever. Axis Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation whatsoever.
•    In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, Axis Bank’s decision shall be final and binding on Cardholders in all respects.
•    Axis Bank only offers cashback on purchase of goods and services of The Merchant by using Axis Bank Credit Card and Axis Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services offered/sold by The Merchant. Any dispute or claim 

regarding the goods and/or services must be resolved by the Cardholder with The Merchant directly without any reference to Axis Bank. Additional cashback offered by the Bank is solely for promoting usage of Axis Bank Credit card.
•    Images provided in promotions are only for pictorial representation and Axis Bank does not undertake any liability or responsibility for the same.
•    Nothing contained herein shall constitute or be deemed to constitute an advice, invitation, or solicitation to purchase any products/ services of The Merchant or any third party and is not intended to create any rights and obligations.
•    The offer by Axis Bank is subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time.
•    Bank may use the services of agents for sales / marketing of the products. Copy Rights of Axis Bank Limited. All rights are reserved.
•    Axis Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services availed of by the Card Holder/s under the offer.
•    Axis Bank shall not be held liable for any delay or loss that may be caused in delivery of the goods and /or services under the offer.
•    The Merchant & Axis Bank retain the right to change or discontinue the Offer at any time during the Promotion Period. The decision of The Merchant & Axis Bank with respect to the Offer shall be final and binding on the customer and any correspondence in this regard will not be entertained.
•    The Merchant & Axis Bank reserve the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card.
•    All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the offer shall be borne solely by the
 cardholder and Axis Bank will not be liable in any manner whatsoever for any such taxes, duties, levies, or other statutory dues.
•    The terms and conditions governing the offer shall be in addition to and not in substitution
/ derogation to the Primary Terms and Conditions governing the Credit Card / Debit Card issued by Axis Bank
•    Axis Bank shall not be obliged to make any public announcements to intimate the successful Cardholders about the cashback under the offer.
•    The offer is not available wherever prohibited and products/ services for which such programs cannot be offered for any reason whatsoever.
•    Logos/trademarks used are owned by respective entities. Axis Bank has been authorized to use these logos/trademarks for offer promotion purposes.
•    Any person taking the advantage of this offer shall be deemed to have read, understood, and accepted these terms and conditions.
•    Any dispute relating to the offer, or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.

•    Merchant Terms & Conditions applicable
•    This offer is valid only for existing cardholders of Axis Bank and is not transferable/applicable to any cards issued by any other bank. To be eligible for this offer, customer is required to only use a valid Axis Bank Credit card to make the qualifying purchase. Purchases made with any other cards, or any other bank credit or debit cards, will not be eligible for this offer.